# lend.finance

> Compare lending markets across Ethereum, Base, and BNB Chain with rates from Aave V3, Morpho, Compound V3, and Spark.

lend.finance is a non-custodial lending market interface and routing prototype. It compares lending APYs, TVL, liquidity, gas cost, chain support, protocol support, and execution readiness across supported crypto lending venues. The app does not custody user funds and does not auto-submit transactions.

## Supported scope

- Chains: Ethereum, Base, BNB Chain
- Protocols: Aave V3, Compound V3, Spark, Morpho
- Execution model: user-approved wallet transactions directly to verified third-party protocol contracts
- Watch-only markets: visible for market intelligence when route execution is not verified

## Important public pages

- Landing page: https://lend.finance/
- Lending markets console: https://lend.finance/app
- Aave V3 protocol page: https://lend.finance/protocols/aave-v3
- Morpho protocol page: https://lend.finance/protocols/morpho
- Compound V3 protocol page: https://lend.finance/protocols/compound-v3
- Spark protocol page: https://lend.finance/protocols/spark

## Data sources

- DeFiLlama for market APYs, TVL, and APY charts
- CoinMarketCap for token price quotes where configured
- Moralis for connected-wallet DeFi summaries where configured
- Public RPCs through wagmi/viem for direct contract reads and wallet transaction submission

## Safety and compliance notes

- lend.finance is not a bank, broker, custodian, or audited mainnet protocol.
- A visible market can be watch-only even when live APY data is available.
- Enabled execution means calldata can be built for a verified route, not that the route is production audited.
- Users must review protocol, chain, asset, liquidity, gas, and contract destination before approving any wallet action.

## Current chain ids

- Ethereum: ethereum
- Base: base
- BNB Chain: bnb